01
Sign up + verify
Phone, email, government ID, selfie. Same KYC the bank apps use. Takes a couple minutes - once.
Free · ~3 minutes
How it works
Howinvestorsmakerealmoveswithoutmovingmoney.
InvisiHome is a marketplace where verified investors send real offers and place real bids on AI-vetted homes - directly from the owner. Linking a bank proves you can back your number. We never charge it. Your capital stays where it is until you and the seller agree to close.
Live$-offered through InvisiHome
The bank model
Offer money without spending money.
The single thing most investors get wrong about InvisiHome: linking a bank is verification, not a payment. Your cash never leaves your account through us - not when you bid, not when you offer, not when a deal closes.
The bank-account-as-proof-of-funds model
The way it usually works
Cash leaves you. Sits in escrow. Waits.
- Earnest money + escrow deposits go in upfront.
- Each offer freezes more capital. Bid on five homes, lock five deposits.
The InvisiHome way
Cash stays put. Offer goes out. You move on.
- One read-only check confirms you can back the number - that's it.
- Bid on as many homes as you want. Nothing freezes. Nothing pre-funds.
We never charge your bank
The only money you ever pay InvisiHome is your subscription. Offers, bids, counters - none of them move money through us.
Read-only, per offer
Each offer triggers a one-time check via Stripe Financial Connections. We see a pass/fail signal - not your balance, not your transactions.
Closing happens off-platform
When an offer is accepted, you and the owner pick the title, escrow, or attorney that closes the deal. InvisiHome's job is done.
A concrete example
You submit a $450,000 offer. We confirm $450,000 of liquid funds is available in your linked account on the day you submit. We don't see what you have above that. We don't keep checking. We don't store a balance. We never debit the account.
How offers usually workTraditionalInvisiHome
- Money to make an offerTraditional -Earnest deposit + escrowInvisiHome -Nothing - bank check only
- Where your cash sitsTraditional -Locked in escrow for weeksInvisiHome -In your account, fully liquid
- Multiple offers at onceTraditional -Each one freezes more capitalInvisiHome -Bid on dozens - no lockups
- If the deal falls throughTraditional -Refund cycle, sometimes disputesInvisiHome -Nothing to refund. You moved on.
- InvisiHome ever holds your moneyTraditional --InvisiHome -Never. Closing is between you and the seller.
InvisiHome is not a lender, broker, escrow agent, or fiduciary. Closings happen outside the platform between you and the owner.
The flow, end to end
Sign up to signed deal.
Seven steps. The platform does the first six. The seventh - closing - happens between you and the owner with whoever you both choose to handle it.
End-to-end investor flow
- 02
Link your bank
One-time read-only connection through Stripe. Confirms you can back the offers you submit. Not stored as a balance, never charged.
Pro · One tap
- 03
Browse listings
Every home is verified-owner only. Filter by city, ZIP, price, bedrooms, cap rate, or AI score. No agents, no Zestimate noise.
Free · Unlimited
- 04
Score the property
An AI Investor Score from 0–100 with a full breakdown - comps, cap rate, cash-on-cash, neighborhood trend. Refreshed every 30 days per listing.
Free preview · Pro deep dive
- 05
Make a move
Send a direct offer at any price, or place a bid in a live auction. Each one runs the bank check, then goes straight to the owner.
Pro · Per-offer check
- 06
Negotiate in-app
Chat with the owner. Accept, decline, or counter. Every message and counter lives inside the app - no missed emails, no broker telephone.
Pro · Real-time
- 07
Close outside the app
When you and the owner agree, you pick the title company, escrow, or attorney. InvisiHome never touches the closing money.
Off-platform · Your terms
Auctions, deep dive
Live, bound, transparent. No paddles required.
Every auction is real-time, every bid is binding, every clock auto-extends in the final stretch. The high bidder doesn't auto-buy - they earn a direct line to the owner.
How live auctions work
Live auction
1284 Maple Ridge · Austin, TX
Top bid
$612,500
Time left
10:42
Reserve met· Min increment $1,500· 4+ bids
Recent bids
- just now$612,500
- 32s ago$608,000
- 1m ago$605,000
- 1m ago$600,000
Sellers opt in
Owners choose to run their listing as a live auction with a starting price, reserve, and time window.
Anti-snipe windows
Bids in the final 20 minutes auto-extend the clock. No last-second wins, no broken nights of sleep.
Same bank check, every bid
Every bid runs the read-only check. If you can back the number, the bid lands. If not, it doesn't.
Winner enters direct talks
Winning the auction starts a direct conversation with the owner. Closing terms are negotiated, not auto-imposed.
Pricing
Two tiers. No surprise fees.
Browsing is free. Submitting offers and bids is part of Pro. The only money you ever pay InvisiHome is your subscription.
Pricing
Free
$0forever
Browse the marketplace and use the AI score on every listing.
- Search every published listing
- Save homes to a watchlist
- AI Investor Score preview on each home
- Read live auction prices and feeds
- In-app messaging with owners (replies only)
Pro
For investors$49/month
Submit offers, place bids, and unlock the deep AI breakdown.
- Everything in Free
- Submit direct offers at any price
- Place bids in live auctions
- Link a bank for proof-of-funds
- Full AI Investor Score breakdown + comps
- Priority new-listing alerts
- Initiate chats with owners
Cancel any time. No fees beyond your subscription. Closing costs are between you and the owner.
Stripe-secured bank link
Verification is handled by Stripe Financial Connections. We never see credentials.
Encrypted in transit and at rest
Everything in the database is encrypted. Row-level access controls keep data scoped to its owner.
We never sell your data
Bank, identity, and offer history stay inside the app. No lender resales, no marketing handoffs.
FAQ
The questions we get the most.
If something below isn't covered, reach out - there's a real human at the other end.
Frequently asked questions
- No. Submitting an offer or placing a bid moves no money. The only money you ever pay InvisiHome is your monthly Pro subscription. Earnest money and closing costs are arranged between you and the seller, outside the app, with whoever you both pick to handle the close.
Ready when you are
See your first AI score in 60 seconds.
Verify your account, browse the marketplace, and run an AI breakdown on any home before you commit a dollar of your own capital.
Free to browse · Pro is $49/mo · Cancel any time